Your home has been flooded. You’ve filed a claim for water damages, but now you’re wondering is mold removal covered by insurance policies? Unfortunately, damage is not always included in homeowner’s insurance. That’s why it’s important to address the water damage that could result in potential mold problems. However, if you suspect mold, simply contact Project X in Denver to help you get rid of the mold problem lurking in your house.
The Dangers of Being Exposed to Mold
According to this online resource, symptoms of toxic black mold include issues that affect your neurological, respiratory, immune, reproductive, and circulatory systems. Also common are problems with your skin, vision and eyes, as well as tiredness and discomfort. Mold can also cause a wide range of other illnesses. If you have mold in your home or have been exposed, you may notice throat irritation, coughing, eye irritation, and nasal stuffiness.
Addressing the Moisture and Mold Issues
If you’ve had a flood and are concerned about mold, give Project X a call right away. Our mold experts will conduct a free on-site inspection to identify the mold type and the extent of your contamination. The most important thing we’ll pinpoint is the underlying water problem that will need to be addressed in order to stop the mold growth. Finally, we’ll test the air for mold spores. If these spores are present, we can provide moisture control by decreasing the humidity level and applying adequate ventilation.
Once our mold experts inspect your property, determine the extent of the water damage and identify all mold-related problems, we will give you a removal and remediation plan along with a no-obligation estimate. We’ll then move forward restoring your home to a pre-damage state.
Mold in your tile and grout can be removed by scrubbing it using a mold-killing solution. Once all the mold is gone, a grout sealer can be used to prevent the mold from growing back.
If the walls have mold, portions can be sliced out and the rest saved. However, unpainted drywall will need to be removed. On painted drywall, often times you can wipe it down with the mold-killing cleaner. If mold is on your wall-to-wall carpeting, the carpeting needs to be taken up and thrown away.
A complete cleaning of your heating and air conditioning systems may be needed to get rid of the mold spores and toxins from the air. You should seal and insulate doors and crevices to make sure that condensation does not get in your home.
Is Mold Removal Covered by Insurance Policies?
Whether or not your insurance will pay for the mold removal depends on your policy coverage and may be determined by what caused the mold. Usually, insurance will not cover water or mold damage caused by improper maintenance and related flooding. Some policies provide coverage if it came from an accidental water loss like a burst pipe, while others specifically exclude or limit coverage for mold from those causes as well. It will really come down to your policy so be sure to read the fine print or contact your agent to make sure you’re covered.
If your home has been flooded, you may be wondering is mold removal covered by insurance policies? At Project X in Denver, we have a lot of experience in working with carriers and will help you figure everything out, including all the complicated paperwork. Even if your policy does not cover mold damage, you can rest assured that we provide quality work for honest prices. We’ll fix your water damage and eliminate the mold so you can concentrate on getting your life back together.